A 9-Month-Old with a Demat Account? Absolutely!
Recently, I had the privilege of helping 9-month-old Jivisha Khandelwal open her Demat account. Many people were surprised and asked, “Why does a baby need a PAN card and a Demat account?”
The answer is simple: Wealth creation has no minimum age.
A Minor PAN Card opens the door to building a strong financial foundation from day one.
Here are some key benefits:

Invest in the Child’s Name
A minor Demat account allows parents or guardians to invest in shares, mutual funds, bonds, ETFs, and other securities for their child’s future.

Receive IPO Allotments, Gifts & Inheritance
Shares received through gifts, inheritance, or IPO allotments can be held securely in the child’s name, creating a clear record of ownership.

Complete KYC with Ease
A separate PAN establishes the child’s financial identity and simplifies investments and compliance requirements.

Better Financial Planning
Starting investments early allows the power of compounding to work over a longer period, helping create significant wealth for education, entrepreneurship, or other life goals.

The greatest gift parents can give their children isn’t just education – it’s a strong financial foundation.
After all, the best time to start investing was yesterday. The second-best time is today – even if you’re only 9 months old!
Have you considered creating an investment portfolio for your child?